4 Things You Should Understand About Workers Compensation

When you are hired to work for a company, it's expected that the environment you'll be working in is a safe environment. Unfortunately, this is not always the case. Some job environments are not quite as safe as they should be, and you could end up being injured or even die whenever something goes wrong while you're performing your job. This happens very often in the construction industry. There are important facts you should know about workers compensation when you're injured on the job.

1. High Percentage of Construction Injuries

Construction work causes a high percentage of industrial fatalities in America and the question of safety is always a topic of conversation. Injuries on commercial projects happen frequently. Even when construction sites place full-time safety managers on duty, there are still reports of safety problems. Quite troubling is the fact that construction workers performing small jobs are more likely to suffer injury problems too. However, accidents and injuries happen whether the jobs are big or small.

2. Why Construction Jobs Are So Dangerous

Construction jobs place you in dangerous situations. You suffer serious injuries in this field of work because of deadly falls, electrocution or when you are struck by an object that you are working with. You may even be killed when you're crushed by heavy machinery. Yes, construction workers wear hard hats and safety goggles, but this signature apparel they wear simply is not enough safety. Workers in this industry must be trained about how to use safety equipment, machinery, and tools to perform their jobs. Construction companies must make sure that workers are practicing the use of safety procedures while working.

Companies must have dedicated supervisors who insist that safety rules are used at all times. Barring this type of supervision, construction companies and other industries will be faced with more and more litigation cases wherein lawyers continue to seek monetary claims for their clients. You should also hire a workers compensation attorney who has experience in representing clients in workers compensation litigation cases.

3. Reporting Injuries

Report your injury as soon as possible because some state rules dictate that you must report injuries within a certain period of time. There are state regulations and laws that prevent employers from firing you when you file for workers' compensation claims. These regulations have your back covered, and employers are well aware of the consequences if they attempt to retaliate when you file a claim.

4. Workers Compensation and Regular Health Insurance

Understand clearly that workers compensation coverage is a separate coverage from your regular health care insurance. So if you buy health insurance from the company you work for, you are still entitled to workers compensation. Employers buy into the latter coverage to cover you for injury costs. This coverage also pays for prescription medicines and medical care. It also covers lost wages and tracks any work that is compensation-related.

For more information about workers compensation, visit websites like http://mcmullenochs.com. 

Share