Debunking 2 Prevalent Car Accident Myths

Getting into a car crash can be a devastating ordeal. Many drivers who have suffered this misfortune often share their stories, sometimes spreading some half-truths or misconceptions about how to handle the process and recover financially. Here is a look at two prevalent myths about car accidents to help better your chances of filing an accident claim.

It is not necessary to see a doctor

Many drivers think that they don't need to get medical attention after a car crash if they suffer no serious injuries. This is false, as most drivers often don't recognize that they have been injured immediately after the accident, probably due to shock or pumping adrenaline.

Failure to obtain a medical report right after the crash could be a fundamental flaw in your attempt to recover damages for your injuries, as insurance companies may argue that your injuries occurred later on and weren't directly linked to the crash. To ensure that you are diagnosed for your injuries -- even the ones that aren't immediately apparent -- be sure to see your doctor as soon as you can.

This will ensure that you get an official diagnosis that could be used as evidence in any future accident claim. With such a diagnosis in your medical report, your car accident lawyer may find it easier to determine the full extent of your loss after the crash, including how your ability to earn and enjoy life has been affected by your injuries. This can in turn help them negotiate a higher settlement with the at-fault party.

You can rely on your insurer to take care of your claim

This can be a very costly myth that can deny you the chance to get the compensation you rightly deserve. Insurance companies often put business ahead of the interest of you as the policyholders, and will often try anything they can to undervalue or even deny your claim. Hiring a car accident lawyer to ensure that your insurer acts in good faith while investigating and settling your claim is crucial to getting the compensation you deserve.

Signs that your insurer is acting in bad faith include claims that your policy has lapsed, despite you having paid all your premiums on time and in full. Insurers can also fail to acknowledge valid evidence that supports your claim such as medical reports, witness statements and photographs of the accident scene while making a decision on your claim. To protect yourself, hire an experienced attorney who can dispute the settlement amount offered and push for a higher settlement depending on the extent of your loss. Contact a legal firm, such as The Best and Westover, for more information.